(NAR) VOL.8 NO. 1 / JANUARY-MARCH 1997
Metro Manila includes the cities of Manila, Kaloocan, Quezon, Pasay, Muntinlupa, Makati, Mandaluyong, and Pasig; and the following municipalities: Parañaque, Las Piñas, San Juan, Pateros, Taguig, Malabon, Navotas and Valenzuela.
a) Death Indemnity P35,000.00 Burial and Funeral Expenses 15,000.00 b) Bodily Injuries and Fractures Types of Accommodation or Professional Attendance Extended Services Rendered Maximum Reimbursable Fees and/or Charges 1. Hospital Rooms Maximum of 45 days per accident P500.00/day Laboratory examination fees, x-rays 2,000.00 2. Surgical Expenses Major Operation 7,500.00 Medium Operation 5,000.00 Minor Operation 1,500.00 3. Anaesthesiologist’s Fee Major Operation 2,500.00 Medium Operation 2,000.00 Minor Operation 500.00 4. Operating Room Major Operation 1,500.00 Medium Operation 1,000.00 Minor Operation 500.00 5. Medical Expenses For daily visits of Practitioner or Specialists 200.00/day The total amount of medical expenses must not exceed (For single period of confinement) 2,500.006. Drugs and Medicine
Actual value of drugs and medicine used but not to exceed 12,5000.00 c) Permanent Disablement Amount Loss of or Loss of Use of: Two Limbs P25,000.00 Both Hands, or All Fingers and Both Thumbs 25,000.00 Both Feet 25,000.00 One Hand and One Foot 25,000.00 Sight of Both Eyes 25,000.00 Injuries resulting in being permanently bedridden 25,000.00 Any other injury causing permanent total disablement 25,000.00 Arm at or above elbow 17,000.00 Arm between elbow and wrist 12,000.00 Hand 10,000.00 Four Fingers and Thumb of one hand 10,000.00 Four Fingers 9,000.00 Leg at or above knee 17,000.00 Leg below knee 12,000.00 One Foot 12,000.00 All Toes of one foot 5,000.00 Thumb 5,000.00 Index Finger 3,000.00 Sight of One Eye 12,000.00 Hearing — Both Ears 15,000.00 Hearing — One Ear 8,000.00III
Premium Rates
Corresponding to the increased limits of liability, the following schedule of premium rates shall be followed:
1) Non-LTO/Private Cars (PC) & Commercial Vehicles (CV): TPL — P50,000.00
Types of Vehicle Premium Rates PC Light P450.00 PC Medium 490.00 PC Heavy 690.00 CV Light 490.00 CV Medium 690.00 CV Heavy 960.002) LTO/Public Utility Vehicles: TPL—P50,000.00, PL—50,000.00
The premium rates shall be based on the area where the public utility vehicle is authorized to operate: whether within or outside the Metro Manila Area
PREMIUM RATES Types of Vehicle Metro Manila Outside Metro Manila AC P730.00 P920.00 PUJ 890.00 1,110.00 TAXI 880.00 1,100.00 TOUR-CAR 590.00 7 40.00 MINI-BUS 990.00 1,230.00 PUB 1,160.00 1,450.00 TOUR-BUS 1,180.00 1,450.00 TRICYCLE 210.00 220.00