(NAR) VOL.8 NO. 3 / JULY - SEPTEMBER 1997
In order to improve the implementation of the Insurance Coverage Program for OFWs and their Dependents, the following amendment/s and additional guidelines and procedures are hereby prescribed for the guidance of all concerned:
I
REVISED SCHEDULE OF DISABILITY/DISMEMBERMENT BENEFITS
Disability or dismemberment caused by accident, as well as those supervening but not immediately apparent at the time of the accident, if discovered within 90 days from the date of accident, shall be compensable based on the following revised schedule:
C O V E R A G E
Extent of Disability/Dismemberment | Landbased
| Seabased |
---|
1. Total and Permanent Disability from Engaging in or Attending to Employment or Occupation of Any Kind and Every Kind | 50,000.00 | 25,000.00 |
---|
Total and Permanent Loss of Sight in Both Eyes
| 50,000.00
| 25,000.00
|
---|
Brain Injury Causing Coma or Insanity
| 50,000.00
| 25,000.00
|
---|
Total and Permanent Loss of Sight of One Eye(except perception of light) or Lens of One Eye
| 25,000.00 | 12,500.00 |
---|
Permanent/Temporary, Partial Disability(including cases due to insanity) | 25,000.00
| 12,500.00 |
---|
2. Total Loss by physical severance or total and permanent loss or use of:
|
|
|
---|
Two Limbs
| 50,000.00 | 25,000.00 |
---|
Both Feet | 50,000.00
| 25,000.00
|
---|
Both Hands | 50,000.00 | 25,000.00 |
---|
One Hand and One Foot | 50,000.00 | 25,000.00
|
---|
Either Hand or Foot and the Sight of One Eye
| 50,000.00 | 25,000.00 |
---|
Arm Above the Elbow
| 50,000.00
| 25,000.00
|
---|
Arm Below the Elbow
| 25,000.00 | 12,500.00
|
---|
One Hand at Wrist
| 25,000.00 | 12,500.00 |
---|
Leg Above the Knee | 25,000.00 | 12,500.00
|
---|
Leg at or Below the Knee but Above the Ankle
| 25,000.00 | 12,500.00 |
---|
One Foot | 25,000.00 | 12,500.00
|
---|
Thumb and Four Fingers of One Hand
| 25,000.00
| 12,500.00
|
---|
Thumb
| 12,500.00 | 6,250.00 |
---|
Index Finger | 7,500.00 | 3,750.00 |
---|
Middle Finger
| 7,500.00 | 3,750.00 |
---|
Ring Finger | 7,500.00 | 3,750.00
|
---|
Little Finger | 5,000.00 | 2,500.00 |
---|
All Toes of One Foot | 12,500.00 | 6,250.00 |
---|
Great Toe | 5,000.00 | 2,500.00
|
---|
Any other Toe | 2,500.00 | 1,250.00 |
---|
3. Total and Permanent Loss of: |
|
|
---|
Speech | 50,000.00 | 25,000.00 |
---|
Hearing in Both Ears/Two External Ears
| 50,000.00 | 25,000.00 |
---|
Hearing in One Ear/One external Ear | 25,000.00 | 12,500.00 |
---|
4. Loss of Nose, Penis or Testicles
| 25,000.00 | 12,500.00
|
---|
In no case shall the liability under this section exceeds Pesos Fifty Thousand (P50,000.00) for Landbased workers and Pesos Twenty Five Thousand (P25,000.00) for Seabased workers.
II
CHANGE OF NAME OF OFWs BY THE RECRUITMENT AGENCY
Recruitment Agencies including Manning/Shipping Agencies could only be issued Credit Memo for replacement of non-deployed worker provided they request for such on the following schedules:
1. On or before the End of the Month for those payments made from 1-15 of the same month; and
2. On or before the 15th of the succeeding month for payments made from 16-31 of the previous month;
Failure to pay on the prescribed schedule would render payments made as non-refundable.
III
LIABILITY OF COVERAGE OF OFWs PROCESSED BY RECIPIENT AGENCIES OF POEA AWARDS OF DISTINCTION
OFWs whose contracts were processed by the recipient agencies of POEA Awards of Distinction shall be entitled to the same coverage under the program provided they paid their OWWA contribution within thirty (30) working days after processing based on the Deployment List/s of the Labor Assistance Center (LAC) of POEA.
If the Agency fails to pay the necessary OWWA Contribution within the prescribed period, said agency shall assume the responsibility of providing benefits to the OFW corresponding to the program. Any Agency found intentionally not paying OWWA contributions relative to their deployment of OFWs shall be held liable for damages by OWWA aside from the assumption of said benefits.
IV
EFFECTIVITY
Except Articles II and III which shall take effect 2 months after September 1, 1997, other provisions of this MOI shall take effect retroactive August 1, 1995.
Adopted: 28 Aug 1997
(SGD)WILHELM D. SORIANO
Administrator